Couriers Insurance Competitively Priced
Due to the high amount of vehicle claims by the courier industry, we are no longer able to offer cover for courier vehicles.
Couriers insurance is designed to adequately insure individual businesses and companies in the courier industry. Courier services have become a preferred mode of documents, packages, emails and information delivery, as it is fast, time-bound and reliable. Though this is a lucrative business, it is faced with a host of risks that are a constant threat to income gained in the industry. When running a courier business, you can take precautionary measures by ensuring that your car is regularly serviced to avoid mechanical breakdown, careful driving to avoid accidents and fixing safes in the courier vehicles to prevent theft of packages. However, this is not enough as any of the risks can still happen when you least expect it. In order to secure your business, make the insurance cover a vital part of the preventive measures.
Potential risks in the courier service industry
Couriers insurance protects your business from litigations and liabilities brought about by the following potential risks:
What if important documents containing legal, financial and top-secret information or packages with valuable items are stolen? Your company could be sued to lead to huge legal fees and expensive compensation.
You may drive carefully or employ highly experienced drivers but you cannot control other road users. An accident could destroy the items in the packages, documents or medical samples. In the case of a serious accident, your business would have to handle the repercussions of life-threatening injuries and even fatalities among your employees and the general public. In addition, this accident may reduce your courier vehicle and vehicles of other road users to a wreck. Public and employer’s liability can easily lead your business to bankruptcy.
Best way to secure courier business insurance
A general insurance policy cannot fully cover your courier business from all the potential risks. That is why you should only go for a couriers insurance which has policies designed to respond to the risks unique to the courier industry. You can rest assured that with insurance for courier business you will not have to fork into your income when the worst happens to your business. Here are the policies to apply for:
Courier public liability – Covers legal and medical fees resulting from third party bodily harms. Full compensation is provided in case of a third party’s death or damage to property.
Goods in transit/marine transit – Provides compensation for lost and damaged goods while in transit.
Workers compensation – Covers employees such as courier drivers and delivery service assistants while on duty.
Frequently Asked Questions
Who Are Bluewell Insurance Brokers?
If I Can’t Get An Instant Quote, How Long Will It Take To Get A Quote?
My Employer Says I Need To Use An Australian Approved Insurer, Can You Help?
I Need A Certificate Of Currency With The Policy Numbers To Show To My Employer / Clients, Can I Get One?
I Am Bankrupt, Can I Get Insurance?
I Have A Criminal Conviction, Can I Get Insurance?
I Have Had A Claim, Can I Get Insurance?
Bluewell Insurance Brokers is an insurance service to assist you in getting instant quotations for a vast number of occupations online.
Not all insurance is able to be quoted online, & in these cases we use one of our highly skilled insurance brokers to determine your requirements and go to the market to get you a price.
Go in and enter your occupation, you can use one of our pre-selected occupations or enter in your own. The system will determine if it can quote immediately or if it we need more information to get your quoting done.
If we have all of the correct information from you we can usually have a quote turned around in 24 hours. If we need more information we will contact you to get it.
Yes, we only use Australian approved insurers or approved underwriters who use Lloyds of London.
Yes, once confirmed payment has been received we can issue you with the certificate of currency, usually in 2 hours.
We can help in most cases with public liability insurance when you are a discharged bankrupt. This is not a guarantee that we can help.
We can help usually after 3 years of your conviction, this is not a guarantee that we can help. Learn more here
In most cases we can get you insurance if you have had a claim.