Aviation Insurance Australia

Aviation Insurance is necessary whether you have an airline, private planes, gliders or RPAs. Whether you are a business owner, a pilot, refueler or baggage handler, aviation insurance is an absolute must for your business Working in the aviation industry, you have a complex set of risks and circumstances. As you know, the aviation industry has numerous risks that, should they occur, could leave you in serious financial trouble or without a livelihood. The good news is that you can protect your income from possible losses brought about by claims and personal injuries using a comprehensive or a personalised combination of steel fixer insurance policy covers.

Insurance considerations for the Aviation Industry

Whether working as an individual contractor or with several employees, you definitely need a robust insurance policy for the Aviation industry. Here are some insurance options to consider depending on your business.

  • Aircraft Hull and Liability – Covers damage to your aircraft, plus third party and passenger injury and property damage claims.
  • War/political risk options
  • Hangar keeper’s Liability – Covers businesses operating in and around airports for risks such as damage to equipment, aircraft, and/or personal injury.
  • Aircraft Non-Ownership Liability –  Provides protection for private pilots, charter operators and other non-owners. Includes coverage of damage to aircraft, third parties and includes injury to passengers and damage to property claims.
  • Aircraft Aerial Application Liability
  • Designed for aerial agriculture businesses, this option covers industry-specific risks, such as chemical drift from crop spraying.
  • Remotely Piloted Aircraft Systems cover
  • Remotely Piloted Aircraft Systems (RPAS), Unmanned Aircraft Systems, Drone operations cover for accidental damage, personal injury and property damage claims.
  • Expatriate medical and evacuation insurance – protection for your employees and their families if seconded overseas.
  • Workers Compensation
  • Corporate Travel Insurance – Protects your company and employees (at home and overseas) against financial disruption caused by serious accidents, illness and delays. It can also protect travel documents, money, and personal belongings whilst travelling in a business capacity.

Elements of a good Aviation business insurance policy

Comprehensive cover

Comprehensive cover, an insurance policy that protects your aviation business from all possible risks can be customised to suit the specific needs related to your aviation business. You might, instead, identify an ‘off-the-shelf’ policy that covers key risks. Consulting an insurance provider will help you to identify potential risks and to assist you to design an insurance policy that keeps your civil construction business safe.


You’ll be glad to know that there are affordable insurance policies for businesses that work in the aviation industry. They are designed to protect your business income should a disaster strike. Access to comprehensive and affordable insurance policies has been made easier by the internet market. You can search online for a provider offering the best covers that suit your business needs at low rates or contact a broker who can seek it out for you.

Flexible premiums in a global setting

When applying for the insurance policy for your aviation business, you need to keep up to date on the premiums and payments. It is highly recommended that you seek out a provider with flexible premiums that give you adequate time to make a payment that is in line with your income flow. You will also want to seek a provider with the flexibility to provide either local or global policies incorporating special provisions related to your business.