Pest Control Insurance
When you say “pest control”, you don’t necessarily think of a high-risk industry. After all, what is the worst that can happen, and why would you need to be protected against liability? Well, all industries, regardless of line of work, have their own risks that come with the job. When you work in pest control, that is no different.
When you or your employees are out on the job, there are all kinds of things that can go wrong. From injuries you can sustain as a pest controller to damage you can inadvertently cause to the property of your client, or even the clients themselves.
Whether you and or your employees make a mistake, a false move, or simply overlook something, the responsibility for the damage falls on your shoulders, as the business owner. It is your job to pay for the damages, and there is a good chance you will need to go to court.
Even if you are not found to be responsible, court fees don’t come cheap, so you have to find a way to pay for all these possibilities, without going bankrupt. The solution is simple and obvious: you need pest control insurance and we can find the right coverage for you.
What do the packages include?
Public and products liability
- Loss and injury to the public
- Harmful chemicals and pollution
- Loss and injury to customers
- Damage of property
Vehicles and tools of trade
- Chemicals and stock
- Special purpose vehicles
- Theft, Burglary, and Fire
- Tools of Trade (for example, spray units)
Do Pest controllers need Insurance for Public liability?
This is a question that comes up very often when it comes to pest control, and the answer is yes. Pest controllers need insurance for public liability, because, like all lines of work, there is a risk of incurring damage.
Pest controllers need Public liability for when they go on to a client’s job site to pay for any damage they may be found legally liable for. Applying pesticides has a moderate risk in the eyes of an insurance company and they price this accordingly. Each state has its on way of licensing pest controllers and with most information being available on the Australian Pest Controllers Association website.
At the end of the day, pesticides are toxic chemicals that can damage not only pests, but also humans, or even property. In the eventuality that your employees make a mistake with application, or there is some yet undiscovered side effect for property or health, you want to be covered and protected against potential claims.
Can I get an Instant online quote for Public liability Insurance?
Yes, we have public liability insurance quotes available for pest controllers/ Just go on to our website via the public liability insurance quote page and put in your occupation as pest controller, pick your state and how much liability cover you require, for 5, 10 or 20 million public liability. If you have any concerns, give us a call or complete our custom online liability quote section and we will get one of representatives to chase up a competitive quote for you.
Bluewell Insurance Brokers are here to help you with whatever you need, and we can get you a quote immediately. Do not put yourself at risk, when you can take advantage of our services and protect yourself and your business from liability. It’s easy to find the right kind of coverage for your needs, at a price that suits you and your business.
I have just started out being a pest controller, can I get Public Liability insurance?
We will be able to find cover but we would not be able to give you an instant Liability quote. Our underwriter has specified for us to be able to offer you Public liability, you would need at least 2 years experience in the industry. By doing this it helps them to keep the cost down, so that claims are not made to the company by any person due to a lack of experience.
Bluewell Insurance Brokers also gives you access to Life and Income protection insurance – just ask one of our representatives or complete the form located here. What is life and income protection insurance? A way to protect your future.
If you work as a pest controller, and you sustain an injury that renders you unable to work, you stop receiving income. But not with this type of insurance. This kind of coverage is a way to secure your financial future and make sure that no matter if you are out of a job for a while, you will still be able to sustain yourself and your family.
If you have any questions on Pest controller liability feel free to discuss it with us today, You can call us on 1300669664.