Working in the field of Traffic Management, the decision to take out comprehensive insurance is the wisest financial decision to protect your business and your hard-earned livelihood.  You have a unique set of circumstances and risks to consider when working in this industry. Traffic Management insurance is about being protected in case of disaster or possible losses.

In this field claims can arise from incorrect strategic advice, failure to design successful traffic management strategies and inadequate communications programs for stakeholders and issues with pedestrian, cycling and disability access policies, guidelines and activities.

Other aspects of insurance cover to consider are;


  • Public & Products Liability
  • Professional Indemnity
  • Motor Fleet
  • Management Liability
  • Office Insurance
  • General Property Insurance
  • Plant & Equipment cover
  • Workers’ Compensation

The good news is that an insurance policy is available through Bluewell Insurance that is customisable for your unique set of business circumstances.


Elements of a good insurance policy for a Traffic Management business

Whether working as an individual contractor or with a number of employees and contractors, you will be aware of the need for a suitable traffic management insurance policy that is tailored to your particular business circumstances. Here are the elements to be searching for when choosing your insurance cover and policy:


Comprehensive cover

Comprehensive cover is an insurance policy that protects your traffic management business from all possible risk and may include property loss or damage cover including cover to equipment, plant and machinery. Other areas of cover that are worth considering include:

When searching for cover, you can either identify a single existing policy that covers key risks, or you can negotiate for a customised policy that suits your traffic management business needs. Consulting an insurance provider helps in identifying potential risks and designing an insurance policy that keeps your business safe. Bluewell Insurance Brokers can assist with customising a cover for you and your business or finding an existing traffic management cover to suit you.



It is important that your costs in business are not prohibitive. It is often thought that insurance policy covers are expensive and financially unachievable. This can keep many traffic management business owners from insuring their businesses. However, access to comprehensive yet affordable insurance policies has been made easier by the internet market. You can search online for a provider offering the best covers that suit your business needs at the lowest rates in the market or contact us at Bluewell Insurance to do the research for you. Bluewell Insurance has the team to seek out affordable cover to suit your needs.


Flexible premiums

In order to keep your traffic management business safe and financially viable, you need to keep on top of your ongoing costs. When applying for an insurance policy for yourself and your business, it is wise to seek out providers with flexible premiums suitable to the flow of your income that can be hassle-free for you.


Insurance options

Insurance will not prevent the risks from happening but is about shielding your traffic management business from devastating financial impact brought about by the risks. Your research should look into some of the following;


Public liability insurance

When running a traffic management business, you will often have members of the public walking and travelling within your area of management. As you will know this then has the potential to cause injury to the public despite the best safety and security measures you put in place. Therefore, you need a public liability insurance policy to cover any incurred medical, legal and compensation fees.


Sickness and accident policies

When operating as an individual in business, suffering a sickness or debilitating accident could simply mean you can’t work and you may have no income. This can have major impact on you and can be even more disastrous if you have dependants. A sickness and accident policy protects your income in case of sickness and/or accident and can provide you with peace-of-mind towards providing for you and your dependants.


Workers compensation

Do you have employees in your traffic management business? If yes, a worker’s compensation policy is essential. Employees are prone to a range of injuries in the workplace. This policy covers legal and medical fees while providing compensation if necessary.