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Demolition & Asbestos Removal
When completing this form, we appreciate not everything is applicable. If this is the case on a section, please write NA. If you need help, please call our office during business hours and we will get one of our staff to complete this over the phone for you or help you with any queries you may have.
Full Description of Operations & Activities
Estimated Annual Turnover This year
Limit of Indemnity
Public and Products Liability Limit Required
Do you need Public Liability Cover for Asbestos
City / Suburb
Duty of Disclosure
You must comply with your Duty of Disclosure when you apply for insurance with us and each time you renew or alter your cover. You have a duty of disclosure to tell us everything you know or should know, that is relevant to our decision to insure anyone under the policy, including you, and on what terms. It includes matters we specifically ask about when you apply for a policy, or renew or alter your policy, and any other matters which might affect whether we insure you and on what terms. The information you tell us can affect:
The amount of your premium and your excess, if we will insure you, if special conditions will apply to your policy.
You do not need to tell us of anything which:
Reduces the chances of you making a claim, we should know about because of the business we are in or we tell you we do not want to know
If you are unsure it is better to tell us. If you do not tell us something which you know or should know is relevant, the insurer might reduce a claim, refuse to pay a claim, cancel your policy or, if fraud is involved they can treat the policy as if it had never existed.
The duty of disclosure applies to every person or organisation insured under the policy. If you fail to comply with your duty of disclosure the insurer may be entitled to reduce their liability under the contract in respect of a claim or may cancel the contract. If your non-disclosure is fraudulent, they may also have the option of avoiding the contract from its beginning.
Do you understand and accept your duty of disclosure?
Yes I accept and understand my Duty of Disclosure
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